Description
Mae’r Brifysgol Agored wedi cydweithio â MoneySavingExpert (MSE) i gynhyrchu’r cwrs â bathodyn newydd yma sy’n rhad ac am ddim, er mwyn eich helpu i ddatblygu’r sgiliau a’r wybodaeth sydd eu hangen arnoch chi i feistroli’ch arian. Cafodd y cwrs ei ysgrifennu gan y Brifysgol Agored, gydag MSE yn rhoi cymorth ac arweiniad.
Cynhyrchwyd y cwrs hwn yn Saesneg yn wreiddiol ac mae wedi ei gyfieithu i’r Gymraeg gan y Brifysgol Agored.
Mae’r cwrs yn llawn dop o fideos, clipiau sain, cwisiau a gweithgareddau, ac mae’n mynd i’r afael â’r prif agweddau ar gyllid personol.
Mae’r cwrs yn dechrau drwy edrych ar sut i fod yn ddarbodus wrth wario arian, ac ar y pwysau ymddygiadol a marchnata sy’n ceisio dylanwadu ar yr hyn mae defnyddwyr yn ei brynu. Wedyn, mae’n edrych ar gyllidebau ac effaith treth ar gyllid aelwydydd. Mae benthyca arian yn rhywbeth mae bron pob aelwyd yn gyfarwydd ag ef, ond mae’n gallu achosi problemau ariannol. Mae’r cwrs yn esbonio sut i fenthyca arian yn synhwyrol os oes angen gwneud hynny, p’un a yw’n fenthyciad i brynu automotive neu’n forgais i brynu tŷ. Ydych chi eisiau cynilo neu fuddsoddi arian. Mae’r cwrs yn edrych ar gyfrifon cynilo syml, yn ogystal â buddsoddiadau fel cyfranddaliadau, nwyddau neu eiddo. Mae’n esbonio beth mae’n ei olygu a pha risgiau rydych chi’n eu hwynebu wrth i chi geisio cael mwy o elw ar eich arian. Mae’r cwrs yn dod i ben drwy fynd i’r afael â chymhlethdodau pensiynau. Bydd yn eich helpu chi i feddwl am eich opsiynau pan fyddwch chi’n ymddeol, fel beth fydd cyfanswm pensiwn y wladwriaeth i chi a sut mae ategu hwn gyda phensiwn personol neu alwedigaethol, a beth gallwch chi ei wneud os nad yw’ch darpariaeth pensiwn yn ddigon i ddiwallu’ch anghenion.
Mae’r cwrs am ddim hwn yn para 12 awr ac mae’n cynnwys chwe sesiwn. Gallwch chi weithio drwy’r cwrs yn eich amser eich hun. Mae’r chwe sesiwn wedi’u cysylltu er mwyn sicrhau bod y cwrs yn llifo’n mewn modd rhesymegol. Sef:
Gwneud penderfyniadau gwario da
Cyllidebu a threthi
Benthyca arian
Deall morgeisi
Cynilion a buddsoddi
Cynllunio ar gyfer ymddeoliad
Clearly issues have modified in some respects, however a collection of underlying ideas and values inherited from Historic Greece are nonetheless central to the trendy Olympic spirit. For instance, the London 2012 theme of ‘truce’echoed the Historic Olympic custom of ekecheiria (sacred peace); Classical beliefs of equality and self-improvement nonetheless inspire athletes to compete pretty and push themselves to the restrict; the Rio theme tune , ‘The Gods of Olympus go to Rio de Janeiro’, contains references to Poseidon, Hermes, Dionysus, Aphrodite, Apollo, Hercules, Artemis, Hephaestus and Zeus; and fashionable programmes such because the Rio 2016 Tradition Pageant remind us of Classical associations between sport, poetry, music, and prose composition.
This course highlights the similarities and variations between our fashionable Video games and the Historic Olympics and explores why right this moment, as we put together for Rio’s 2016 Olympics, we nonetheless look again on the Classical world for that means and inspiration.
This free course will assist to help you in turning into a assured distance scholar. It is going to information you thru 5 easy interactive steps to refresh your strategy to studying. You’ll discover helpful examine expertise, time administration, evaluation, turning into digitally prepared, and efficient engagement with course supplies.
You’ll full the course with an train to allow you to replicate in your readiness to be a distance learner.
After finding out this course it is best to have the ability to:
establish areas of examine strengths in preparation for turning into a distance learner
discover and replicate on expertise which might be helpful for distance examine
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perceive the attributes of a profitable distance scholar.
On this free course, Accessibility and inclusion in digital well being, you’ll take into account some of the ways in which individuals can entry digital well being within the UK and the way they’re able to take extra management over their bodily and psychological well being. Nevertheless, for a quantity of causes not everybody has entry to digital well being expertise; for instance, affordability, concern of utilizing expertise or private circumstances. For this reason the NHS Digital Well being organisation in England and the Scottish and Welsh authorities have additionally developed initiatives to extend accessibility and to empower individuals to really feel included in selections about their well being and wellbeing. That is explored within the context of a spread of completely different individuals from completely different backgrounds and for various well being situations.
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