Personal Finance #8-Insurance-Medical & Disability

This course will cowl private finance choices associated to medical and incapacity insurance coverage.

We are going to describe medical health insurance and examine it to other forms of insurance coverage, noting areas the place medical health insurance might be extra advanced.

Learners will perceive what group medical health insurance is and its advantages. We are going to focus on the Inexpensive Care Act (ACA) and the laws’s influence on medical health insurance.

The course will cowl personal medical health insurance, well being upkeep organizations, most popular supplier organizations (PPOs), and point-of-service (POS) plans.

We may even outline excessive deductible well being plans and focus on when they might be applicable.

The course will break down the ideas of coinsurance, copays, deductibles, preexisting situations, and medical health insurance prices.

We are going to contemplate choices for buying well being care, focus on totally different insurance coverage firms, and contemplate the Consolidated Omnibus Funds Reconciliation Act (COBRA).

Learners may even perceive dental and imaginative and prescient insurance coverage and the way they relate to an total medical health insurance danger mitigation and well being upkeep technique.

The course will outline long-term care (LTC) and contemplate its use in an total well being care technique.

We are going to focus on Medicare and Medicaid and the way these authorities applications match into the medical health insurance panorama as we age.

Learners may even perceive how incapacity insurance coverage works and find out how to use it as a part of an total private danger remedy technique.

We may even have follow issues, together with downloadable Excel Workbooks, which customers might also open utilizing Google Sheets.

The Excel Workbooks will usually have a minimum of two tabs. One tab could have the reply key so learners can deconstruct the issue. The second tab is the place we work the follow downside step-by-step together with the academic movies.